Money Tree vs Bonsai: Choosing the Right Plant for You

Money trees and bonsai trees are two popular plants that are often compared to each other. While both are miniature versions of larger trees, they have distinct differences in their appearance, care requirements, and symbolism.

This post may contain affiliate links, which means I’ll receive a commission if you purchase through my link, at no extra cost to you. Please read full disclosure here.

Money trees, also known as Pachira Aquatica, are native to Central and South America and are often associated with good luck and prosperity. They have a braided trunk and large, glossy leaves that grow in clusters of five. Money trees are often grown indoors and require indirect light and moist soil to thrive. They can be trained to grow in a bonsai style, with a central trunk and multiple stems, but they are not considered a traditional bonsai tree.

On the other hand, bonsai trees are a form of art that originated in Japan and involve growing and shaping miniature trees in small containers. Bonsai trees can be made from a variety of tree species and require careful pruning, wiring, and training to achieve their desired shape. They are often grown outdoors and require specific care depending on their species. While some bonsai trees may resemble money trees in their appearance, they are not the same plant and have different cultural significance.

Overall, while money trees and bonsai trees may share some similarities, they are distinct plants with their own unique characteristics and care requirements. Understanding the differences between the two can help you choose the right plant for your home or garden.

Understanding Money Trees and Bonsai

Money trees and bonsai are both popular indoor plants that can add a touch of nature to any living space. While they share some similarities, they are different plants with unique characteristics.

Money trees, also known as the saba nut or provision tree, are native to Central and South America and belong to the Malvaceae family. They are known for their braided trunks and palmate leaves that resemble hands. Money trees are believed to bring good luck and prosperity, which is why they are often given as gifts.

On the other hand, bonsai is a Japanese art form that involves growing small trees in containers. Bonsai trees can be any species of tree, but they are pruned and trained to maintain a miniature size. Bonsai trees require a lot of care and attention, but they can be incredibly rewarding to grow.

While it is possible to grow a bonsai tree from a money tree, they are not the same plant. Money trees are not typically grown as bonsai trees, but they can make lovely and decorative indoor plants with proper pruning and maintenance.

Both money trees and bonsai trees require specific care to thrive. Money trees prefer bright, indirect light and regular watering, while bonsai trees require careful pruning, watering, and fertilization. It is important to research the specific care requirements for each plant to ensure they stay healthy and vibrant.

In summary, money trees and bonsai trees are both unique and beautiful indoor plants that can add a touch of nature to any living space. While they share some similarities, they are different plants with unique characteristics and care requirements.

Origins and Symbolism

Both the Money Tree and Bonsai have rich histories and deep symbolism. The word “bonsai” originates from Japan and it means “tray planting”. Bonsai artists use a combination of horticultural knowledge and artistic skill to create stunning miniaturized trees. Although many tree and shrub species can be used in bonsai, the Money Tree (Pachira Aquatica) is a popular choice.

In Japanese culture, bonsai trees are considered a symbol of harmony, peace, and balance. They are often used in meditation and as a way to connect with nature. Bonsai trees are also believed to bring good luck and prosperity to their owners. In Feng Shui, the art of arranging living spaces to promote positive energy, bonsai trees are used to symbolize luck and prosperity.

The Money Tree, on the other hand, has its origins in Chinese folklore. According to legend, a struggling Taiwanese farmer prayed for salvation, good fortune, and wealth. He later found a peculiar but intriguing plant growing in his barren field. He was mesmerized by the plant and carefully dug it up and planted it in a pot to take to his home. The Money Tree is believed to bring good luck, prosperity, and positive energy to its owners.

Both the Money Tree and Bonsai are considered symbols of prosperity, luck, and aesthetic beauty. They are often given as gifts for weddings, business openings, and other auspicious occasions. Whether you choose a Money Tree or Bonsai, both plants can bring positive energy and beauty to your home or workspace.

Physical Characteristics

Money trees and bonsai trees share some physical characteristics, but there are also notable differences between the two.

Pachira Aquatica

The money tree, also known as Pachira aquatica, is a tropical plant that can grow up to 60 feet tall in its natural habitat. However, when grown as a houseplant, it typically reaches a height of 6-8 feet. The trunk of the money tree is thick and sturdy, with a slightly swollen base that stores water.

Roots

Money trees have a unique root system that is different from most other trees. They have large, thick roots that grow above the soil surface and are sometimes braided or intertwined for decorative purposes. These roots store water and nutrients, allowing the plant to survive in periods of drought.

Compound Leaves

The leaves of the money tree are shiny and green, with a distinctive palmate shape. Each leaf has five to seven leaflets that are arranged in a circular pattern. The leaves grow in an alternating pattern along the stem and can reach up to 12 inches in length.

Bonsai Trees

Bonsai trees, on the other hand, are miniature trees that are grown in small pots and trained to maintain a specific shape and size. They can be made from a variety of tree species, and their unique growth characteristics are achieved through pruning, wiring, and other techniques.

Braided Trunks

While braided trunks are a popular feature of money trees, they are not typically seen in bonsai trees. Bonsai trees are often pruned and trained to have a single, upright trunk with a natural-looking shape.

Height

Bonsai trees can range in height from just a few inches to several feet, depending on the species and how they are trained. Money trees, on the other hand, typically grow to a height of 6-8 feet when grown as a houseplant.

Overall, while money trees and bonsai trees share some similarities in their physical characteristics, they are distinct plant species with unique features and growth patterns.

Care and Maintenance

Both money trees and bonsai trees require regular care and maintenance to thrive. Proper care and maintenance can help prevent diseases and pests, improve growth, and maintain the overall health of the tree.

Watering

Watering is crucial for both money trees and bonsai trees. Both plants prefer moist soil, but overwatering can lead to root rot and other issues. It is important to water the plants thoroughly, but also allow the soil to dry out slightly before watering again.

Soil and Potting

Both money trees and bonsai trees require well-draining soil and a pot with drainage holes. The soil should be a mixture of earth and small gravel pebbles, which helps with both water drainage and aeration. The pot should be the appropriate size for the tree, with enough room for the roots to grow.

Fertilizing

Fertilizing is important for both money trees and bonsai trees. A balanced fertilizer can provide the necessary nutrients for growth and health. It is important to follow the instructions on the fertilizer package and avoid over-fertilizing, which can lead to burning the roots.

Temperature and Light

Both money trees and bonsai trees prefer bright, indirect light and moderate temperatures. They should be kept away from drafts and extreme temperatures.

Pruning and Shaping

Pruning and shaping are important for both money trees and bonsai trees. Regular pruning can help maintain the shape of the tree and promote healthy growth. Wiring can also be used to shape the branches of bonsai trees.

Repotting

Both money trees and bonsai trees should be repotted periodically. Repotting can help provide fresh soil and prevent the roots from becoming too crowded. It is important to repot the tree in the appropriate size pot and use well-draining soil.

Pests and Diseases

Both money trees and bonsai trees can be susceptible to pests and diseases. It is important to monitor the tree regularly for any signs of pests or diseases, such as yellowing leaves or spots. If pests or diseases are detected, appropriate measures should be taken, such as using a pesticide or fungicide.

Overall, with proper care and maintenance, both money trees and bonsai trees can be beautiful and healthy indoor plants.

Propagation and Cultivation

Money trees and bonsai trees have different propagation and cultivation methods.

Propagation

Money trees can be propagated from seeds or cuttings. When propagating from seeds, it is important to use fresh seeds and keep them moist until they germinate. Cuttings are the easiest way to propagate a money tree bonsai. Softwood cuttings are best taken in late spring during the growing season as fresh growth is available. Hard cuttings are best taken in winter. Fill a small pot with a mixture of soil consisting of five parts potting soil, two parts coarse salt, and one part perlite.

Bonsai trees can be propagated from seeds, but it takes a long time to grow a tree from a seed. Bonsai growers often use cuttings to propagate new trees. Cuttings are taken from the parent tree and rooted in a well-draining soil mixture.

Cultivation

Money trees are easy to care for and can be grown indoors. They prefer bright, indirect light and should be watered when the soil is dry to the touch. Liquid fertilizer can be used monthly during the growing season to encourage new growth.

Bonsai trees require more care and attention than money trees. They should be grown outdoors in a well-draining soil mixture. Bonsai trees require regular pruning and shaping to maintain their shape and size. Liquid fertilizer can be used during the growing season to encourage new growth.

In summary, money trees are easy to propagate and care for, making them a popular choice for indoor bonsai. Bonsai trees require more attention and care, but can be grown into beautiful and unique specimens with proper cultivation techniques.

Pests and Diseases

Both money trees and bonsai trees are susceptible to pests and diseases. It is important to take preventive measures to avoid infestations and to identify and treat any issues as soon as possible.

Pests

Common pests that can affect both money trees and bonsai trees include spider mites, mealybugs, and aphids. Spider mites are tiny pests that can be difficult to spot with the naked eye. They can cause discoloration and webbing on leaves. Mealybugs are small, white, cottony pests that can cause leaf drop and stunted growth. Aphids are small, soft-bodied insects that can cause curling and distortion of leaves.

To prevent infestations, it is important to keep the trees healthy and well-maintained. Regularly inspect the trees for any signs of pests and treat them promptly if necessary. Some natural remedies for controlling pests include neem oil, insecticidal soap, and rubbing alcohol.

Diseases

Both money trees and bonsai trees can be affected by various fungal diseases, such as anthracnose and root rot. Anthracnose is a fungal disease that causes dark lesions and brown or yellow spots on leaves. Root rot is a fungal disease that causes the roots to rot and the leaves to wilt.

To prevent fungal diseases, it is important to provide good drainage, avoid overwatering, and keep the trees well-ventilated. If a tree is infected with a fungal disease, it is important to remove any affected leaves or branches and treat the tree with a fungicide.

Overall, with proper care and maintenance, both money trees and bonsai trees can be kept healthy and free of pests and diseases.

Bonsai and Money Tree Training

Both bonsai and money trees require training to achieve the desired shape and appearance. Wiring is a common technique used in both bonsai and money tree training. The wire is wrapped around the branches or trunk and used to gently bend them into the desired shape. It is important to use the appropriate thickness of wire and to remove it once the branch or trunk has set in the desired position to avoid damage.

Trimming is another important aspect of training for both bonsai and money trees. Trimming involves removing parts of the tree to encourage growth in specific areas and to maintain the desired shape. It is important to use sharp, clean tools to avoid damaging the tree and to trim at the appropriate time of year.

Training a money tree is generally less intensive than training a bonsai. Money trees can be trained to grow in a braided trunk or to have a more natural appearance. Braiding is achieved by planting several young trees together and gradually braiding the trunks as they grow. Money trees can also be trained to have a more natural appearance by pruning and shaping the branches.

Bonsai training is a more involved process that requires careful attention to detail. Bonsai trees are trained to grow in a specific shape and size, often mimicking the appearance of a full-sized tree. Bonsai trees require constant trimming and shaping to maintain their appearance and to encourage growth in the desired areas.

In summary, both bonsai and money trees require training to achieve the desired appearance. Wiring and trimming are common techniques used in both types of training. Training a money tree is generally less intensive than training a bonsai, but both require careful attention to detail and regular maintenance.

Special Features of Money Trees and Bonsai

Money trees and bonsai are both popular indoor plants that offer unique characteristics. Here are some special features of each plant:

Money Trees

Symbolic Meaning: Money trees are believed to bring good luck and prosperity to their owners. They are often given as gifts for housewarming parties, weddings, and other special occasions.
Chi and Balance: According to feng shui, money trees are believed to bring positive energy and balance to a room. They are often placed in the wealth corner of a room to attract abundance and prosperity.
Beginner-Friendly: Money trees are relatively easy to care for and are a great option for beginners. They prefer bright, indirect light and require watering only when the soil is dry to the touch.
Jade Plant: Money trees are also known as jade plants and are part of the succulent family. They store water in their leaves and stems, making them drought tolerant.
Nitrogen Fixation: Money trees have the ability to fix nitrogen in the soil, which makes them a great addition to any garden or indoor plant collection.
Braiding: Braided money trees are a popular form of this plant. They are created by braiding the stems of multiple plants together and are believed to bring even more good luck and prosperity to their owners.

Bonsai

Origins: Bonsai originated in China over a thousand years ago and was later adopted by the Japanese. The term “bonsai” means “planted in a container” in Japanese.
Lifespan: Bonsai trees can live for hundreds of years with proper care. Some bonsai trees have been passed down through generations of families as heirlooms.
Evergreen: Many bonsai trees are evergreen, which means they retain their leaves year-round. This makes them a great option for indoor plants that can add color and life to a room.
Bonsai Care Guidelines: Bonsai trees require specific care guidelines to thrive, including proper soil, pruning, and watering. They also require regular repotting and fertilization to maintain their health.
Balanced: Bonsai trees are believed to bring balance and harmony to a room. They are often placed in areas where they can be enjoyed and appreciated, such as on a windowsill or tabletop.
Beginner-Friendly: While bonsai care can be complex, there are many beginner-friendly species that are easier to care for. Some popular beginner species include the Chinese elm, juniper, and ficus.

Overall, both money trees and bonsai have unique features that make them popular indoor plants. Whether you prefer the symbolic meaning of the money tree or the artistic beauty of bonsai, both plants can add life and color to any room.

Differences Between Money Trees and Bonsai

Money trees and bonsai are two distinct types of plants that differ in several ways. Here are some of the key differences between the two:

Appearance

Money trees have a unique braided trunk and a lush canopy of green leaves. They can grow up to 60 feet tall in their natural habitat, but are typically kept smaller as houseplants. Bonsai, on the other hand, are miniature trees that are grown and trained to maintain a specific size and shape. They can be created from a variety of tree species and can range in size from just a few inches tall to several feet.

Care and Maintenance

Money trees require minimal care and maintenance. They thrive in bright, indirect light and should be watered when the top inch of soil is dry to the touch. They do not require any special fertilizers or pruning. Bonsai, on the other hand, require a lot of care and attention. They need to be watered regularly and fertilized with special bonsai fertilizer. They also require regular pruning and shaping to maintain their miniature size and shape.

Characteristics

Money trees are known for their unique appearance and symbolism. They are believed to bring good luck and prosperity to their owners. Bonsai, on the other hand, are known for their beauty and artistry. They are often displayed as works of art and require a lot of skill and patience to create and maintain.

In conclusion, while both money trees and bonsai are beautiful and unique plants, they differ in several ways, including their appearance, care and maintenance requirements, and characteristics.